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Root Insurance on the nationwide issue of distracted driving

In a recent study from Root Insurance, 47% of the drivers surveyed said distractions were their top concern while behind the wheel. Almost all of them, 99%, considered phones to be among the top three sources of distraction. Yet despite their awareness of the danger of distracted driving, the respondents reported using their phones an average of 13 minutes every day while behind the wheel. Georgia residents should know that Generation Z drivers are especially prone to this distraction.

Root Insurance also released the 2019 Focused Driving Report, and it revealed that Gen Z drivers (individuals aged 18 to 24) use their mobile devices 20 times for every 100 miles they travel. Root Insurance believes that providing incentives to people who avoid using their phones while behind the wheel can be an effective way to reduce distracted driving. In 2018, the company launched its Focused Driving Discount, which can provide up to a 10% discount on insurance quotes.

There are other unsafe activities in which drivers may engage. In its second-annual study on distracted driving, Root Insurance found that 29% of the respondents sometimes drive without their hands on the steering wheel (using another body part instead like the knees or chin). In addition, 18% admitted to grooming while driving, 13% to playing with a pet and 12% to changing their clothes. The most common phone-related distractions were social media, group chats and video streaming.

Anything that takes a person's attention from the road constitutes a distraction, and when this contributes to a motor vehicle crash, the distracted driver will be held responsible. Depending on the extent to which the victims were at fault, they may be able to receive compensation from the responsible party's auto insurance company. Before filing, though, they may consider hiring a lawyer and having him or her handle all negotiations. Victims may pursue the matter in court if a settlement cannot be reached.

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